If you perform field work that requires the lifting of heavy items or the operation of potentially dangerous equipment, becoming injured is a possibility. Even if you follow all protocol, an incident could occur that could put you temporarily out of work. Know your rights, concerning filing a workers compensation claim and proving that an injury is valid, to ensure that you do not lose wages that are essential to your livelihood.
Be Prompt With Reporting
If you get hurt while actively working, it is important to report the injury to your supervisor or employer. Omitting information about an injury could hurt your chances of receiving workers compensation. In each state, there is a set amount of time, in which an injury must be reported. Additionally, some jurisdictions mandate that a claim must be filed within a specific timeframe.
Even if you aren't certain if an injury is severe, it is in your best interest to have the issue documented. A slightly painful shoulder that was injured on the job may become worse as time passes and if you didn't initially say anything about the injury because you thought that you could treat it on your own, you may regret your decision if you wind up needing to go to the hospital and are faced with expensive medical costs.
Go Through The Process
You may be required to have an insurance company's doctor examine your injury. In some states, you will be able to select your primary physician as your caregiver. Pay attention to the diagnosis that the doctor provides and any care instructions that must be followed. You may or may not be able to work during the healing process.
If for any reason you are not satisfied with the medical treatment that you receive or if you feel that your injury is being minimized by an insurance company's doctor, seek alternate care. It is your right to have your injury treated efficiently and if you are in extreme pain or if your injury is brushed off as minor when you think that it is much more severe, a second opinion will help you with your recovery and may strengthen the possibility of your workers compensation claim being approved.
If your claim is denied for any reason, you have a right to appeal it. An attorney may also be required, if you are receiving the runaround and need some legal advice. If you are ordered to attend a hearing prior to being granted an approval, it can be a relief to have a legal representative at your side, who will present your case in a professional manner. For more information about workers compensation, reach out to an attorney.
