Sure, you can technically file for bankruptcy on your own. The thing is though, do you really want to do that? Before you decide that you are going to go through this legal process on your own, you will want to spend a little time reviewing the following reasons why retaining a bankruptcy attorney may be the best thing for you to do.
They Can Deal With Your Creditors
Once you have filed for bankruptcy and have received a case number, you no longer have to communicate with your creditors if you do not want to. In fact, they are not allowed to make any collection calls in order to try to receive any money from you. This is something you are protected from under the bankruptcy laws. Should you get a phone call, simply give them your case number or refer them to your attorney, who will give them all of the information that they need for their collection records.
You Won't Have To Face The Judge Alone
You may or may not be asked some questions from the bankruptcy judge. If you have never gone through this process before, you might not know what to expect, and that can be very intimidating for a lot of people. With a bankruptcy attorney by your side, you will be much more prepared, and the majority of the questions asked will be directed to the attorney that represents you in this case. You may not have to say anything at all and only have to be present in order to keep the case intact, so you can hopefully receive a favorable outcome from the judge.
If you are now ready to reach out and retain a bankruptcy attorney, you will want to start looking up the contact information for the best ones in your area. Be sure to first schedule a consultation, so you have a chance to meet with them before you decide which attorney you feel the most comfortable working with.
After all, you want to make sure that communication between the two of you will be a breeze, as you might have questions and concerns along the way. You want to know that you will be able to easily understand the answers you will receive. Once you retain the best attorney for the job, he or she will be able to begin the process of filing bankruptcy for you.
